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Synchrony Bank - Bad credit company

I had a credit limit with this company if $500. Made every payment on time for almost 2 years. NEVER MISSED A PAYMENT. NEVER LATE ON A PAYMENT. 3 times they dropped my credit limit until it was only $100? Why would you continually drop someone's credit limit that never missed a payment and was never late. Finally just cancelled the account.
#1284849
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They have closed two of my credit card accounts within the past 30 days [due to inactivity]. When contacted, their response was "We can close any account at any time for any reason. You can apply for a new account if you want." Well, gee, thanks. Not only did my credit...
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1.0
I didn't like
  • Anything about their sneaky underhanded practices
  • Closing account due to inactivity
#1284623
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I have a JC Penny shopper 30 + years. My mom and grandmother other relatives too! Just love it! I open my J C Penny credit card account in July 2015. Almost 3 years later with me requesting an increase about 5 times. I asked if they do increases by reviewing inhouse...
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Anonymous
Anonymous

"What is the problem?"Yeah, what's the problem with you? Why do you care if you can't get an increase to shop at Penny's? I'm sure you're not sharing everything that caused th...

#1283368
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I been using Pay Pal Smart connect for a very long time. When I need to preserve cash I overflow purchases to it @ 28.8 percent interest rate. I noticed I stopped getting mail statements, and found out they changed my preference without asking. When I changed back to...
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Anonymous
Anonymous

"my yelling at the poor operatorYeah, that poor operator that you know full well wasn't in the board room when these decisions were made, they didn't code the system, and can ...

2.6
I liked
  • Direct connect with paypal
I didn't like
  • Transation detail
  • Web site
  • Billing
#1283192
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Synchrony has lowered my credit score more than 3 times. I have several cards with them lowes, Walmart, Penney, Synchrony Financial, Steinmart, care credit to name a few, I thought if you was 30 days late making a payment, that will cause a reduction in your credit...
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#1283018
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Synchrony Bank has closed 6 of my accounts which have always been paid on time or carried a zero balance., Upon calling to find out what is going on , I'm apologized to and told after an annual review of my account they deemed it to there best interest to close the...
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Anonymous
Anonymous

" 125-135 points and your utilization skills to look like 100%"If your score drops that much because of utilization, then something else is wrong in your portfolio. Utilizatio...

1.0
I didn't like
  • Deceptive business practices customer service not helpful
  • Unethical
#1281578
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Synchrony Bank - ABC wherehouse Payment

I'm trying to make the payment for my abc credit that I have through synchrony Bank my number is 6165896697
#1281232
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Synchrony Bank - About an account

I have never receive a Walmart Master Card and they welcome me for an account that ends in 4401. We never end this call. They ask me about the card number but I never have had this card.
#1280824
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Sales people at Lowes tell me to apply for a card and will reduce the cost of a lawnmower by using a $30 discount coupon they gave me. It was discovered that l had an old existing account an could use it. Purchase went through ok. Letter arrives from Synchrony (who??)...
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Anonymous
Anonymous

"all other vendors "1-This is business... Don't act like a child over the refusal of a store card.2-Why would someone who has such a high score apply for another card just to ...

1.0
I didn't like
  • Reversed credit decision
#1280071
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Synchrony Bank - I am not a customer but they have been calling me and haur

They have been harassing me about a bill. I am not a customer. I do not have an account or credit care with tbis bank. They have bee n calling about 3 times a day. I have a very common name. I am tired of the harassment. I do not owe them any money
#1279848
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