Most helpful review
Synchrony Bank is single handedly destroying everything that credit builders/rebuilders work so *** hard to achieve with their greedy Mickey Mouse system. In a world where credit scores determine so many futures and outcomes, you're better off WITHOUT Synchrony Bank....
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252 comments
#2205529

We have had the same experience. Wal Mart used them for their credit card customers and a few years back dropped them and switched to Capital One to issue their store card.

There was many Wal Mart customers complaining. So happy Wal Mart listened.

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ID
#1134786 Review #1134786 is a subjective opinion of poster.
Product
Carecredit Credit Card
Reason of review
Problems with payment

Trying to get my money after closing my account

I closed a cd in May and still have not received my money. I have called them at least 10 times. I get the run around. ""My supervisor is working on it. " your, customer service Is the worst. I am closing all my accounts. Marjorie ferrari account ¹50073****.

User's recommendation: Never use this bankh.

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ID
#3727458 Review #3727458 is a subjective opinion of poster.
Cons
  • Disgusting
They signed me up for prime and I told them repeatedly I didnt want it but had to pay and cancel the card to get it resolved User's recommendation: Avoid Amazon prime
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4 comments
#2205460

They don't give anyone a prime account unless you check off the checkbox saying "yes" it's deceiving because it's a tiny box under the bigger one. I also came close to checking it off.

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ID
#3723440 Review #3723440 is a subjective opinion of poster.
Location
Wickliffe, Kentucky

Pink slip

Trial and error they didnt even have me on record with social , acct number or get this vin numbers for both bikes so i faxed them . Will see . If not class action suit . Need i say more . Try and find a number on this new age internet . Ya cant , had to call Yamaha direct . To find information for this mischievous bank .

User's recommendation: Don’t with synchrony bank , lames.

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ID
#3714300 Review #3714300 is a subjective opinion of poster.
Location
Los Angeles, California
Preferred solution
Let the company propose a solution

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New Reviewer
Original review updated by user Jun 24, 2022
Synchrony bank restricted our access to our joint account to both of us without giving any reason and says we cant do anything other than waiting till they complete their investigations. They are saying this can take any where from 30 to 60 days. No unauthorised...
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ID
#3702261 Review #3702261 is a subjective opinion of poster.
Location
Boardman, Oregon
Loss
$111179
Preferred solution
Let the company propose a solution

Fooled about interest rate

Horrible,, thought I had no interest, found out I'm back to square one, will never use again,I'm devastated, had I have known,I wouldn't of done it

User's recommendation: Don't use synchrony.

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ID
#3701927 Review #3701927 is a subjective opinion of poster.
Product
Synchrony Bank Credit Card
Cons
  • Mistakes and excuses
Loss
$3000
Preferred solution
Price reduction

Interest rates

I just want to know what the interest rate is on a credit card loan. I dont have a 100 characters to write about. Just the one question.
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ID
#3700043 Review #3700043 is a subjective opinion of poster.
Location
Guthrie, Oklahoma

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New Reviewer
A few years ago I took a loan from Synchrony thru PayPal credit, which I added my bank account for the monthly payments of $59. In the year 2020 I had a huge disagreement with PayPal and decided to not deal with them anymore. In the meantime they still debited my bank...
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ID
#3693725 Review #3693725 is a subjective opinion of poster.
Location
Miami, Florida
Preferred solution
Let the company propose a solution
New Reviewer

Made a mistake transferring my money to Synphony bank instead of withdrawing money and putting it into my Bank of America account. It now bounced my account

Error in transferring my money from savings account to Bank of America. Instead it transferred my money at Bank of America to Synphony Bank. Yhis shored my Bank of America card and it denied my card 3 times

User's recommendation: To be more careful.

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ID
#3692863 Review #3692863 is a subjective opinion of poster.
Location
Yorktown, New York
Pros
  • Interest earned in my acvounts
Cons
  • No bank to physically go to to correct this situation
Loss
$1400
Preferred solution
Deliver product or service ordered
New Reviewer

I transferred money incorrectly

I transferred money from my account and put the money into my Synphony bank account. It shorted my account at Bank of America
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ID
#3692827 Review #3692827 is a subjective opinion of poster.
Location
Yorktown Heights, New York
Brothers and Sisters, You need to find by yourself how easy it is to send eternal with others who belief just like you with the only,true, could not ask for a perfect GOD. Find out how perfect we are talking about. Search, ask, question about things have you are not...
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ID
#3682875 Review #3682875 is a subjective opinion of poster.
Location
Mableton, Georgia
New Reviewer

Judgement on credit report

Judgement on credit report. Contacted Synchrony and found out I owe nothing. Was redirected to another credit company under their use, and they told me there is nothing owed on anything. After a long time on the phone to the Midland Credit Management company, I was informed they could not send a letter stating the information. Everything had to be done through a phone call involving all persons needed.

User's recommendation: Don’t waste your time.

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ID
#3670263 Review #3670263 is a subjective opinion of poster.
Location
Takoma Park, Maryland
Preferred solution
Need a letter showing total payment

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New Reviewer
Synchrony Bank - They closed my account without my authorization
I had a veterinarian visit coming up, and I noticed my Care Credit card was misplaced. So I went on their website to report it and request new one. After chatting with their stupid chat bot, I finally got a live chat person. I explained my situation. They said I will...
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ID
#3657468 Review #3657468 is a subjective opinion of poster.
Location
Summerville, South Carolina
Product
Synchrony Bank Credit Card
Pros
  • Okay if you get competent rep
Cons
  • Customer service is incompetent
  • Difficult to reach
  • Untruthful
Loss
$27
Preferred solution
Deliver product or service ordered

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Verified Reviewer
New Reviewer

Issue new card

Current account frozen cause lost card. Need new card for Sams club. You have the information right here that is needed
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1 comment
#2194132

How do they know you are the actual owner? Anybody can call a bank and by reading your name can impersonate you.

ID
#3656925 Review #3656925 is a subjective opinion of poster.
Location
Sunbury, Ohio
Cons
  • Issue not resolved
Preferred solution
Replacement card
New Reviewer

Payment mailing address

I have not yet received my mattress firm (Synchrony) mailing address for payments! I have a final payment check from my Mtg refi waiting to be sent!

User's recommendation: Pay cash.

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ID
#3655124 Review #3655124 is a subjective opinion of poster.
Location
Phoenix, Arizona
Loss
$5000
Preferred solution
Mailing address for final payment
Synchrony Bank - Synchrony/Amazon fraudulently opened account
I was a good Amazon user but I managed not to get tricked into getting PRIME by clicking on a barely visible square box underneath a larger non-prime box when I Joined about 8 months ago. I once ordered a bottle of Hosital grade dandruff shampoo with my Mastercard on...
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ID
#3654415 Review #3654415 is a subjective opinion of poster.
Location
Boston, Massachusetts

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