I purchased a ring for my wife three years ago and they called a phone number at JCPennys they said I was aproved for $3000 and they had a three year no interest promotion, I said sure and handed phone back to Jewelry person. Never told me about having to pay it off in 3 years or they would retro charge me the interest from the first payment, I paid auto bill pay and $ 30.
More them my minimum payment, never late. Now they put on my credit double and it says thT im $3000 over the limit. I callled them and they simply said I'm sorry you didnt understand there policy.
And I continue to pay $60.00 per month and they dontbsend it back and keep reporting me late and caused my credit score to go down 120 points. I want to sue these Utah con artists.
Product or Service Mentioned: Jcpenney Credit Card.
Reason of review: Interest payment scam!.
Monetary Loss: $3000.
Preferred solution: Take away the double interest I wasn't told about..
Synchrony Bank Cons: Double my interest from the beginning of purchase.