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Synchrony bank/care credit is Horrible! I have been making regular monthly payment much more than the minimum payment due and several months I paid 2 or 3 payments in one month to help get the balance lower.

Well I have been punished by making more payment prior to my due date! Yes that is 100% correct. I paid 2 payments in February one on the 1st and one on the 14th of February but my due date for February was the 20th so Synchrony bank posted my 2 payments in February 1 and 14th to January and hit me with a no payment being made in February, late fee and additional interest. WHAT?

this is the crazy 110% ! truth about this company. You try to pay your loan down but they will suck every last penny from you in every unethical way possible. I have filed complaints with the OCC, FTC and the CFPB (consumer federal protection bureau).

I am also going to look into a class action suit against the company. Everyone who reads this post and has been ripped off by these very ugly people keep a lookout in the mail to be a part of the law suit.

Reason of review: all of the above bad issues.

Monetary Loss: $300.

Preferred solution: Price reduction.

Synchrony Bank Cons: Unhappy, Unhealthy, Untruthful.

Location: Philadelphia, Pennsylvania

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I was approved,right on the spot for a toys r us credit card. They gave me a temporary paper " credit card " and I used it to buy $25.00 in Merchandise.

That's it. I never used the card again. But after all of their interest and finance fees, late fees and all of that ***, I ended paying them $ 250.00. How can these people get away with this *** When I dealt with their customer (dis)service, it was always the same rude chick.

Walmart got me approved for a credit card, right on the spot. Then I saw Synchrony Bank on the credit slip and I was like "forget it".Stay away from these people.

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