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1.0

They have closed two of my credit card accounts within the past 30 days [due to inactivity]. When contacted, their response was "We can close any account at any time for any reason. You can apply for a new account if you want."

Well, gee, thanks. Not only did my credit score take a double hit because of this, now they offer to whack it again with additional hard inquiries - just so I can have the "privilege" of using their lousy credit cards? I don't think so. Obviously, I don't need them and after this, I certainly don't want them.

I will stick to using my major credit cards and stay away from branded store cards which are backed by this ridiculous "bank."

Nothing like punishing consumers for using credit wisely and prudently. Oh, but that doesn't make Synchrony any money, does it, so - who cares?

Reason of review: Lack of concern for consumer.

Synchrony Bank Cons: Anything about their sneaky underhanded practices, Closing account due to inactivity.

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