Synchrony Bank
Reviews and Complaints
Synchrony Bank Reviews
Synchrony Bank is an INTERNATIONAL FRAUD!!!
How does an existing Synchrony Old Navy visa credit card holder, get a copy of one's own original credit card application? The application that was used to get said credit card??????
Synchrony Closed my Lowes account without any notice
Wow!! Talk about completely uneducated as to how a credit card works.
Ok let me spell it out for you. This is not your money!! As long as you are carrying a balance they make money. The moment you pay off your card and just hold it they lose money.
They are in the business of making money and you are costing them money by not using the card. So they take away the card and give that credit to someone who will use it and not sit on it. You are a victim of your own making. You chose to pay it off and not use it.
In the paperwork you originally signed they make the statement that they can drop you at any time for any reason and they won’t be contacting you. You did this to yourself yet you seem to think that they are the bad guys because they don’t want to lose money. YOUR financial choices has led you to this point. Accept that you screwed yourself and learn from this.
I would suggest that if a single card being cancelled due to non use is that devistating to you then you need to re-evaluate you financial choices. Maybe just get out of credit cards and live by your means. That is unless you just really enjoy that 23-35% MARK UP on everything you buy with a card. You situation is a use it or lose it.
You didn’t use it so you lost it. If you want to keep a card you have to either make purchases with it or carry a balance.
FRAUDULENT SERVICE PROVIDER
RUN BY HEARTLESS IDIOTS
- Customer service was not helpful
Make a payment in the automatic service it's a night mere
Don't get a credit card
Synchrony Bank credit cards will hurt your credit in the end
This bank is a joke. I have care credit, hhgregg (which went out of business), BP, and rooms to go.
I missed a payment with r2g and they closed it! I liked when it was under ge bank. Both my hhgregg and r2g card was a limit of over $3000 and synchrony took over and cut both amounts in half!
Stay away if you can....not reliable. Also when you want to talk to someone they charge you $10.....beware!
- Fraud
- Unethical
- Scam
Credit card
Resolved: They closed my account & said per my request which was a lie
ANOTHER CS REP REOPENED MY ACCOUNT & SAID THEY WILL CONTACT THE CORRECT DEPARTMENT TO REPRIMAND THE CS REP WHO CLOSED MY ACCOUNT. I AM HAPPY AGAIN
- Give my 6mths to pay bills
- Customer service is a sham
- Cs rep went against their own guidelines
UNJUSTIFIED FEE FOR CASH ADVANCE I DID NOT RECEIVE
WARNING TO CARD HOLDERS: I contacted Matt ID# 6415, with Synchrony Bank. He stated that this charge will continue until the entire account balance is paid off.
He cannot even provide the date that this alleged cash advance was issued, because it must have been issued by Citibank before the account was purchased by Synchrony Bank . I do not consider this matter resolved.
- Untruthful
- People or the fraud
- Unethical
Co-signers beware!
Horrible
Total B.S. Bank
Refund for money THEY owe me
They are doing the same thing to.me now. I had automatic payments and they have taken way more out than they were supposed to.
They said they would issue me a refund but I doubt they will.
I called my bank to have no more auto payments taken out for that bank. They are scammers and are scamming consumers
Synchrony Accounts
Same thing is happening with me, this is completely unfair
- Unhappy
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You might be happy, they , re- opened, you,re account , but, how are you going to feel, when, they, pull , another stunt?
, , , , , , You can't even write out a sentence.
or should i say
you, can't, write, out, a , sentence.
The reason I am happy is because I use it for vet bills and the vet only accepts this form of vet credit card. OK???!!!
Your better off instantly transferring any ballance to a Discover or Visa to avoid potentially being trapped into $350 deferred-interest on $1,000 charge in 6 months .. You're just another crab in the Synchrony pot until they find a way for their lawyers to open it up & they all feast on you for dinner!
I AM BACK TO LOVING THEM. SOMEONE REOPENED MY ACCOUNT & CONTACTING THE CORRECT DEPARTMENT TO REPRIMAND THE CS REP WHO CLOSED MY ACCOUNT WITHOUT MY CONSENT
Do you realize using non store-branded credit cards you can sometimes get three consecutive years of 0% interest with no retroactive deferred-interest rope around your neck like Synchrony uses. Try Discover or Visa, if you just call up every year & ask for their latest promotions.. Always look for companies that don't promote deferred-interest scams
Do you think people who get these cards have the ability to get "real" credit cards? If they did, they would or would have been smart enough to ignore the cashier's prodding to get a high interest card just to save a few points at the register and get a free candy bar.
Most of these people get cards from this bank to help their credit scores by playing the utilization game. They'e sailing happy until they're shut down and blame the bank.
These games do not work in the long run. The only time it makes sense to do this game is if you're trying to boost your credit on a short term basis to do things like re-fi/buy houses etc.
a new cs rep reopened my account. she was professional and very knowledgeable.
she will amke sure the proper department talks to the cs rep who closed my account
I meant when i said lots of problems with my account I meant lots of problem on their website with my account like signing in or trying to pay a bill and get an error page over and over again